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IT Security Concerns For The Finance Sector

Cybersecurity is a key issue faced by the finance sector. Whether it is to steal account information, illegally transfer money or inject malware, various tactics are used by hackers to gain access to an organization’s internal network. It is critical that IT professionals are updated with the latest security concerns and formulate a comprehensive strategy to stay protected against different forms of cyber-attacks.

Given blow are some of the top IT security challenges for the finance sector:

  • Extortion: Hacking attacks involving extortion may be initiated in the form of a ransomware or denial of service (DoS) attack. In this, the target computer may be flooded with traffic from multiple servers, with an aim to temporarily slow down or completely disrupt the company’s network. The hackers may demand ransom amount to restore the services and remove the malware from the victim’s computer system.
  • Spear Phishing: This is a common email scam in which hackers send out emails claiming to be from legitimate sources to acquire the victim’s bank account or credit card details and internet banking passwords. In an advanced form of spear phishing, known as whaling, the hacker may even send spoofed executives’ emails to the finance officials in order to get money transferred to fake bank accounts.
  • Data Breach: Vulnerabilities in computer systems are also a major target for the cybercriminals to attain financial information of the users. Lack of security standards, poor data storage practices and unsecure network configuration may put the customers’ sensitive details at risk. It is important to store credit/debit card numbers, verification codes, user ids and passwords in an encrypted format.
  • Point-Of-Sale Malware: It is aimed at stealing information from a business’ payment processing software. The attack can either target retail checkout system or during online purchases. Once the hackers are able to access the information, they may sell the information further or use it to make unauthorized financial transactions.
  • Social Media Attacks: Cybercriminals may also use social media websites to gather information from the employees at a financial institution. With the increasing use of Facebook, Twitter, LinkedIn and other social platforms, employees can be easily duped to acquire confidential information about the company. They may create fake profiles to develop contact with the targeted employee and eventually compel him to reveal important information required to launch a bigger hacking attack. 

We, at Centex Technologies, provide complete cyber security solutions to all types of business firms in Dallas, TX. For more information, feel free to call us at (972) 375 – 9654.

Internet Safety For Kids

The internet opens up a world of opportunities for the children to learn new things. It provides them access to a broad spectrum of information on diverse topics, a chance to interact with people from all across the world and a medium to express their opinions. At the same time, internet also poses many security risks for the children, making them an easy target for the cyber criminals and hackers.

Here are some internet safety tips to help children make the most out of the virtual space:

Use Internet Together

Browsing websites together with your kids will make them familiar with the security measures that they need to follow. Teach them about hackers, malicious software and common online threats, such as malware, spyware, identity theft etc. This will help you develop a comfort level with your children and make it easier for them to open up about their online experiences, either positive or negative.

Have Access To Your Child’s Computer

Make sure you have complete access to your child’s computer. Keep a check on what types of websites have been accessed and what files or programs are downloaded. If possible, monitor the IM applications, chat rooms and the email received by the child. You can also set parental controls to block inappropriate websites and limit the amount of time your kids can use the internet.

Encourage Your Child Not To Disclose Personal Information Online

Children must be encouraged not to share their personal information, including home address, school name, contact number, passwords etc., with anyone over the internet. Stop them from posting photos or videos online without your approval. Tell them the importance of signing out of all their online accounts each them they access them, particularly on public computers. Make them aware about creating strong and complex passwords as well as keeping them strictly confidential.

Keep Your Computer System Protected

Keep your computer’s operating system and web browser updated to protect against any hacking attacks. Download and frequently update anti-virus software, spam-blocker, firewall etc. to detect any malicious program or file. Also, make sure that they do not open or download attachments in emails from unknown sources. Software should also be downloaded from credible sources and updated from time to time.

For more tips on increasing online security for your kids, feel free to contact Centex Technologies at (972) 375 – 9654.

Tips To Prevent Phishing Attacks

Phishing is one of the most prevalent forms of cybercrimes targeted at stealing personal information and financial data. It involves tricking the users into opening spam URLs or entering sensitive details in malicious websites that have been disguised as legitimate ones. Such attacks are usually launched through pop-ups and false emails.

Here’s how one can protect against phishing attacks:

  • Be wary of emails: Make sure you do not respond to emails that ask for your bank account details, credit card number or other financial information. Legitimate organizations do not request such information through emails. Phishing emails aren’t usually addressed directly to the recipient and create a sense of urgency in order to elicit quick response.
  • Never click on links embedded in emails: Hyperlinks or URLs attached in the emails may be spoofed to direct you to a malicious website. Hence, you should never click on links, open attachments or download files that you receive from an unknown sender. Instead, type in the URL directly into your web browser to ensure that the website you are visiting is authentic.
  • Be cautious of pop-ups: When browsing a website, be careful if you see too many unrequired pop-ups. You should not click on the pop-up or copy any link to your browser’s address bar. Also, do not enter any personal details as credible organizations do not ask to submit such information in pop-up screens.
  • Confirm security of the website: Before entering your personal or financial details, conduct a complete security check to protect yourself from phishing attacks. The website URL should start with “https://” instead of “http://” and there should be a padlock icon in the address bar. This signifies that the website uses encryption to ensure privacy of your confidential data.
  • Enhance the security of your computer: Keep your computer protected with the most up-to-date firewall, spam filters, anti-virus and anti-spyware software. You should also update your operating system and web browser regularly. Make sure all the software on your computer is downloaded and installed from credible sources.
  • Check bank details regularly: Keep a check on all your online transactions, bank accounts and credit card statements to identify if any unauthorized transactions have been made. If there are any irregularities, you should immediately report it your bank or credit card provider.

For more tips to prevent phishing attacks, feel free to contact Centex Technologies at (972) 375 – 9654.

Types Of Malware Commonly Found Online

Malware, or malicious software, is a broad term used to describe a set of programs intended to carry out unauthorized activities. When a malware is injected into a computer system, it can affect its functioning, steal important files, dodge access controls and track the user’s online activity. In order to prevent these malicious programs from infecting your system, it is important to understand the different types of malware found online. Some of these have been discussed below:

Virus

A computer virus mainly infects a computer system through a malicious code embedded in a software or program. It can be used to steal information, damage hard disk, relay spam email and advertizements, create botnets etc. When a user launches the infected program, the virus can spread on to other computers through email attachments, IMs, shared network, removable storage devices etc.

Trojan

A Trojan typically comes disguised as useful software in order to convince the user to download and install it. Once executed, it can give remote access of your computer system to the hacker. The program is designed to take complete control of the victim’s system with the purpose of causing damage or pilfering confidential information. A Trojan allows the hacker to delete or modify files, steal financial information, install more malware etc.

Spyware

This type of malware works by anonymously tracking a user’s online activity and transmitting it to a cybercriminal. Stealing financial information, such as bank account numbers, online banking and credit card details, is the main target of most spyware. It can also slow down the infected computer, particularly when there is more than one program running.

Rootkit

A rootkit is designed to function remotely so as to avoid being detected by the users or anti-virus software. Once installed on a computer system, a rootkit can steal or gain access to your information, execute program files, modify security software, install another malware and alter system configurations. It can even block installation of anti-virus software or lock the system to prevent detection.

Worms

Computer worms may spread in a disguised form by exploiting security vulnerabilities in the operating system. They can create a backdoor in your computer which allows a hacker to access the system remotely, making it vulnerable to a Denial-of-service (DoS) attack. Unlike viruses, worms can self-replicate, without the need of a host and can send out its copies to several other systems, by infiltrating contacts in your email or phone book.

It is important that you follow the requisite security measures to avoid malware attacks and protect your identity online.

Social Networking Safety Tips

As the popularity of social networking websites has increased through all these years, the risks of using them have also augmented. A lot of people do not follow proper security measures and fail to identify the potential consequences of sharing too much information on these websites. Hackers, virus writers, spammers as well as other cybercriminals constantly track the activity of users and manipulate the information for malicious purposes.

Here are some tips to stay safe while using social networks:

  • Share Limited Information: Make sure you do not post sensitive personal information on your public profile, such as contact number, birthday, home town etc. It will safeguard your online safety and protect you against identity theft. Hackers may use this information to find answer to your security question and gain access to your account. Also, maintain caution while sharing photos and information that you do not want everyone to see.
  • Customize Privacy Settings: Social networking websites offer various privacy options to give users complete control over their profiles. Customize your account’s settings to restrict access to a limited number of people. Filter the people or groups who can see your basic information, photos, friends and updates.
  • Be Wary Of Third-Party Applications: Many social networking websites allow you to download and install third-party applications. You must be cautious while downloading which apps to install. These may be targeted at stealing your personal information or infecting your device with a malware. Make sure you read the privacy policy of the app to know what information it needs to access.
  • Be Cautious While Clicking On Links: Do not visit a social networking website through a link that you received in an email or text message. It may redirect you to a fake website intended to steal your login details. Also, links shared by friends or acquaintances should not be clicked. Instead, you should manually enter the URL into your browser’s address bar to ensure that you are visiting a legitimate website.
  • Accept Only People You Know: Social networking websites make it easy for people to fabricate or hide their identities. Cybercriminals may create fake profiles to contact you and access sensitive information. Hence, you must accept only those people whom you know in person. While interacting with strangers, be careful on the type of information you share.

For more social networking safety tips, contact Centex Technologies at (972) 375 – 9654.

Essential Cyber Security Tips For Healthcare Industry

The healthcare industry has undergone a massive transformation in the past few years. With most of the services and information available online, it has become a lot easier for the hackers to infiltrate as well as exploit highly sensitive data for malicious purposes. Therefore, it is extremely essential for the healthcare facilities to implement comprehensive security practices to avoid putting sensitive medical and personal information at risk.

Given below are some useful cyber security tips for the healthcare industry:

  • Implement Basic Security Tools: At the minimum, hospitals and clinics should follow the basic cyber security practices. These include regularly updating firewalls and malware definitions as well as installing intrusion prevention systems. Virtual private networks should also be protected for a secure transmission of data over the hospital’s network. It will also ensure that only the authenticated users are able to access the network.
  • Stay Updated: As the hacking attacks have become more sophisticated, it is important to keep your system updated to prevent against any security flaws. Frequently check for updates for your operating system and firmware and download them from credible sources. Also change your router’s default configuration and password to block and unwanted traffic on your hospital’s internal network.
  • Strengthen Authentication Measures: Whether a patient or administrative staff logs in to the network, make sure their identity is properly verified before allowing access. Use multi-factor authentication so that the user has to provide the password along with an additional security element, such as a one-time password, to log in to the system.
  • Limit Access: Make sure you limit network access by restricting users from downloading unwanted software or applications on their computer systems. When using Wi-Fi routers, all the data sent or received should be properly encrypted. Physical access to computers should also be restricted by restraining administrator privileges. Systems containing the important information should be stored in locked rooms where only a few employees can enter. Educate employees about their responsibility towards safeguarding the organization’s information.
  • Change Passwords Regularly: Passwords for all the networked computers and online resources accessed for official purposes should be changed frequently. It is particularly important when an important employee leaves the job. It may be possible that he might access your old accounts and manipulate data.

We, at Centex Technologies, provide complete cyber security solutions for businesses across Dallas, TX. For more information, you can call us at (972) 375 – 9654.

Common Security Mistakes In Web Applications

While developing web applications, there are a lot of security vulnerabilities that may come along. The complex interactive elements of an app, including server-side PHP, Python or client-side JavaScript, increases the risk of inaccurate coding that may lead to breach of sensitive information.

Given here are some common mistakes that must be avoided while developing web applications:

  • Incomplete Input Validation: Validating user input on both the client side and server side is a must to keep your application protected against hacking attacks. Some of the most common consequences of an inconsistent input validation are buffer overflow, remote file inclusion, SQL injection and cross-site scripting attacks. Though implementing validation can be time consuming, it will help to set clear standards for the type of data your application should accept as well as its minimum and maximum length.
  • Injection Flaws: These may be a result of failing to filter unreliable input. When any form of unfiltered data is passed to the browser, SQL or LDAP server, the hacker can easily inject malicious codes into these elements, leading to a security breach. To prevent this, all the data received by an application must be from credible sources and should be filtered.
  • Storing Passwords In Plain Text: Failing to secure user login credentials is another common mistake made by web application developers. User names and passwords should never be stored in plain text. Rather, they should be properly encrypted and stored in a secure database that is accessible to only a restricted number of employees.
  • Cross Browser Incompatibility: Many web developers use only one web browser during the development phase and fail to test its compatibility with other browsers. Though cross-browser testing at every stage of development can be time consuming, you can fix this issue by switching to a different browser after every few days. You should avoid using a browser specific code as well as statistics to justify not supporting any particular browser.
  • Not developing for different screen sizes: Developing responsive web applications has become the need of the hour. Increase in the number of smartphone and tablet users have transformed the way of accessing online content. Hence, in order to ensure an easy access to content and seamless navigation, developers should make sure to optimize the apps for different screen sizes.

We, at Centex Technologies, provide complete web development services to the business firms in Dallas, TX. For more information, feel free to call us at (972) 375 – 9654.

Secure Your Web Browser Against Attacks

Web browsers such as Google Chrome, Mozilla Firefox and Microsoft Edge should be configured securely in order to protect against cyber-attacks. Failing to do so may lead to various computer problems including installation of a malicious spyware or making your computer system vulnerable to a data breach.

Here are some tips to secure your web browser against attacks:

  • Keep Your Browser Updated: You must frequently update your web browser to patch any security vulnerabilities. You can either enable automatic updates or regularly check for newer versions of the browsers you use. Make sure you download software updates from credible sources only.
  • Block Third-Party Cookies: Though cookies are important to run various web-based applications, hackers can use them for malicious purposes. Disabling cookies from all websites may hamper your internet browsing experience. However, you should update your browser’s settings to block third-party cookies and prevent hackers from tracking your online activity.
  • Enable Click-To-Play Plugins: Enabling click-to-play plugins option in your web browser will help to save your computer’s battery power and CPU cycles. It will also reduce the loading time of websites on the browser. As you restrict the plugins to run automatically, the hackers will not be able to exploit minor security flaws in your web browser.
  • Turn On Popup Blockers: Pop-ups not only impede your web browsing experience but can also inadvertently download and install malware or use social engineering to make the user click on a spam website link. You should make sure that you enable pop-up blocker in your web browser.
  • Delete Unused Plugins: Uninstall any plugins that you do not use. For instance, Java and Microsoft’s Silverlight are not used by many websites and can be uninstalled. If needed, you can re-install a plugin any time if you come across a website that needs it.
  • Disable Auto-Fill Feature: The auto-fill or autocomplete feature saves your search terms, financial information and login credentials for different websites. Enabling this feature can pose a serious risk if your laptop is stolen or infected with malicious software by cyber criminals.
  • Use Browser Extensions Carefully: Though extensions can help to personalize your browsing experience, they can also be potentially dangerous if not used cautiously. Certain malicious extensions can capture your keystrokes, track online activity, insert spam advertizements into web pages etc. As far as possible, try to limit the number of browser extensions that you need.

For more tips on securing your web browser against attacks, you can contact Centex Technologies at (972) 375 – 9654.

Ways To Avoid Online Shopping Traps

Online shopping is preferred by a lot of people, owing to the convenience and variety of products it offers. However, it can also put you at risk for various cyber-crimes, such as identity theft or man-in-the-middle attack, if you do not follow the necessary security measures. In order to keep yourself safe, here are some of the important things that you should bear in mind while shopping online:

  • Choose Reliable Websites: Make sure you verify the authenticity and credibility of the site before purchasing any product. Check if the website provides a detailed information of the company, including address, fixed line telephone number, email address, shopping guidelines, privacy policy etc. It should have a legitimate payment gateway having a URL that starts with ‘https’. You should also read customer reviews and ratings for the website.
  • Beware Of Spam Emails: You may receive several emails stating the deals offered by different shopping sites. Even if an email looks genuine, you should not click directly on the link provided therein. It could be a malicious code that may redirect you to a spam website or download a malware to your device. Instead, prefer visiting the retailer’s website directly to check the deal.
  • Be Skeptical Of Discounted Goods: Sale and discounts can be lucrative, but you should be cautious of deals that seem too good to be true. Do not rush into buying things unless you are sure of the product quality and genuineness. Even if you do not make a purchase, some websites simply want to you register to have access to your email id and password. 
  • Protect Your Personal Details: Many websites allow you to save your personal and payment details to speed up the checkout process. While this may save you some time, you can also risk your sensitive information being leaked to cybercriminals. If possible, consider checking out as a guest user, so you can authenticate the purchase every time.
  • Never Shop On Public Wi-Fi: When you enter credit or debit card information over a public computer or Wi-Fi network, it is possible that it is transmitted without proper encryption. This provides an easy access to the hackers to steal the important details and use it for malicious purposes. 
  • Keep Record Of All Purchases: Maintain a proper record of the financial transactions and invoices of all the stuff that you purchase online. You should also frequently check your credit or debit card statements to determine if there are any unauthorized purchases.  If so, you should immediately bring it to the notice of your bank or credit card provider.

Staying alert and following the necessary safety measures can help you make the most of your online shopping experience.

Open-Source Website Security Tips

There has been a tremendous expansion of innovative tools and applications in the web development world. Popular open-source content management systems, such as Drupal and WordPress, have made it easier for businesses to make their mark over the internet. Their highly customized designs, templates, plugins and modules provide for a simpler website creation and execution. Although these websites are user-friendly, they can be vulnerable to a number of security threats. However, a few preventive steps can mitigate the risk of cyber-attacks on your open-source website. Some of these have been discussed below:

  • Keep Plugins And Themes Updated: Majority of the hacking attacks on open-source websites are carried out through an unpatched vulnerability in a theme or plugin. When hackers discover the route to access such a plugin, they may manipulate it for malicious purposes. To avoid this, you should make sure that your software platform and themes are updated to the latest version. You must also remove any unused or non-updated plugins from your website.
  • Relocate Administration Directory: By default, most open-source website development platforms use the ‘admin’, ‘wp-login or ‘wp-admin’ extensions as log in page. This is where a user gets access to modify the site’s content and other backend settings. Relocating your administration directory to another folder will make it difficult for the hackers to trace.
  • Form Validation: Make sure you perform both server side and client side (browser) form validation. The web browser may identify minor failures such as mandatory fields left empty or numbers entered in a text-only column. However, to avoid getting them side stepped, you must conduct a server side validation as well. This will make sure that the hackers are not able to enter a malicious scripting code into your website’s database.
  • Install SSL: It is recommended to use an SSL certificate to encrypt important information transferred between the browser and website server. It prevents the data from being intercepted, thus safeguarding you against Man In The Middle (MITM) attack. SSL certificates are particularly important for ecommerce portals and other websites that need to store sensitive information of the clients or customers.
  • File Permissions: Since most open-source platforms come with pre-set file access permissions, they are usually not optimized for security purposes. Depending upon your web host and purpose of the plugin, you should alter your file permissions to prevent hackers from entering malicious code into your website.

We, at Centex Technologies, provide complete cyber security solutions to Dallas, TX based businesses. For more information, call us at (972) 375 – 9654.