If you have an ecommerce website, you might be aware of the importance of a secure payment gateway. As a business owner, it is important that you keep the users’ information confidential and secure from getting misused in any form. Such data may include usernames, passwords, credit or debit card details, PIN numbers etc. It is important that you follow strict measures to ensure the security of all the transactions that take place through your website’s payment gateway.
Here are some of the tips that you must follow to ensure payment gateway security:

• PCI DSS: The Payment Card Industry (PCI) has put forward certain security standards for all the businesses that accept online payments. These are a set of 12 requirements that ensure all corporations that store, process or transmit credit or debit card data maintain a safe and secure environment.
• Storing Card Details: In order to keep your customers’ data protected, it should be encrypted in an asymmetric format, which makes it nearly impossible for the hackers to decode it. Also, the software should be programmed to ask for a strong password, consisting of alphabets, numbers and symbols, for the transaction to be processed. You must also verify the IP address of the user before validating any transaction through your payment gateway. This may seem a bit complicated initially, but it is very important to keep the process fast and secure.
• Physical Security: The network or system that stores all the credit or debit card data of the customers should have restricted access. Only the concerned employees should be able to view the information. You can also issue smart cards or use biometric authorization before letting anyone enter the room that has the equipment storing such details.
• Threat Detection: Make sure you have executed credible software to monitor all the traffic that your network receives. This will help you detect and avert any potential malicious users visiting your website. As soon as any such movement is detected, you must take immediate action to verify that your customers’ data is secure.

The customers should also be very cautious while making any online transaction. Make sure that the payment is redirected through a verified payment getaway with an ‘HTTPS’ protocol. Also, you should avoid making purchases through public computers.

For more information about payment gateway security, you can contact Centex Technologies at (972) 375 – 9654.